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Useful summary! Points and Tokens can converge into non-transferable fungible tokens. This kind of token would inherit good properties and advantages from both Points (easier to implement than tokens; not reliant on open market; can faithfully indicate users' participation bc cannot be sold/bought; and bc of this no problems with SEC) and Tokens (interoperable, composable, permanent, transparent, operated by a smart contract and not by a centralized database).

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